Employment Practices Liability
Employment Practices Liability (EPL) defense coverage is important in order to protect your practice and assets in today's litigious climate. Expansion of employee legal rights and remedies, as well as the corresponding increase in public awareness, has heightened the risk of employees bringing suit in an attempt to recover damages.
The PPP's basic EPL coverage provides a per-claim/annual aggregate limit of $25,000 for defense coverage when an allegation is made by an employee for covered claims including Wrongful Termination, Age Discrimination, Sexual Harassment, Violations of the Americans with Disabilities Act, Violations of Civil Rights, and similar federal and state law violations.
You have the option to replace your basic EPL defense coverage with a combined limit for defense and indemnity. Several limit options are available. Coverage and availability may vary by state.